Toyota Prius Cash vs. Financing

Wondering Whether You Should Pay Cash or Finance Your Toyota Prius?

If you’ve made the decision to get a new or used Toyota Prius – congratulations! You’re making an excellent choice. The Prius is the godfather of gas electric hybrids and has only improved with each successive model generation. Now that you’ve determined the exact model and trim of the Prius you want, you may be stuck on whether or not to pay cash for it or finance it.

Many of our clients at Thomasville Toyota face this same dilemma. The first thing to remember here is that both options offer advantages. The financial experts at Thomasville Toyota have put together a short primer on the pros and cons of each.

So, read on to see which one is the best for you and your financial situation. Rest assured that no matter which way you go, you’ll get a great deal on the Toyota Prius you want at our dealership serving Bainbridge, Valdosta, and all other surrounding areas of Thomasville, GA.

Toyota Prius Steering WheelToyota Prius Technology FeaturesToyota Prius Cargo Space

Option 1: Pay Cash For Your Toyota Prius

This one is pretty easy. The primary benefit for paying cash for your Toyota Prius is that you own it free and clear. No monthly payments – no obligations. That definitely frees up some of your monthly income to be spent on other items.

The potential downside of paying cash?

If you have a financial emergency come up, that tidy sum of cash you used to pay for your Toyota Prius might be needed. Everyone’s situation is different, so if you have questions about the pros and cons of paying cash for a new or used vehicle, just contact us online.

One of our financial gurus at Thomasville Toyota will be happy to answer any and all questions you may have.

Option 2: Finance Your Toyota Prius

If paying cash isn’t an option and you need to explore your financing options for a Toyota Prius, we’ve got good news. Due to our relationship with Toyota Motor Sales as a franchised dealership, we’ve got access to some of the most competitive interest rates in the industry on new Toyotas.

A low finance rate not only allows you to spread the purchase price out over a number of months, it can also help shave some additional cost from that monthly payment. Thomasville Toyota offers a variety of flexible terms that can accommodate your individual situation.

There is also a combination of the two options that may be worth exploring for Prius shoppers. You could pay a certain portion for the Prius price in cash and then finance the remaining amount. This represents a best of both worlds scenario for many and allows you to keep some of your cash for a rainy day while also significantly lowering the amount financed.

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14724 US 19 South • Thomasville, GA 31757

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Thomasville Toyota

14724 US 19 South Thomasville, GA

Phone: (229) 228-0555,Thomasville, GA


Phone: (229) 584-0865

14724 US 19 South Thomasville, GA


Phone: (229) 228-0555

14724 US 19 South Thomasville, GA


Phone: (229) 584-0865

14724 US 19 South Thomasville, GA

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Phone: (229) 584-0879

14724 US 19 South Thomasville, GA
30.8506017 -83.9438711
Thomasville Toyota 30.8506017, -83.9438711.